paymentsq
quotasq ↗Talk to us
Part of the SQ merchant intelligence platform

Payment intelligence
in motion.

One orchestration layer to route smarter, reduce payment friction, and understand performance across your entire payment ecosystem.

Explore paymentsq Talk to us
One integration Processor flexibility Real-time visibility
Payment command center
Live orchestration
paymentsq score92.4+2.8 this month
Authorization rate94.8%+1.4% vs baseline
Volume routed$8.42MAcross 3 active paths
Payment performanceAuthorization rate
Last 30 days
Aug 10Aug 20Sep 08
Processor performanceTrafficAuth rateStatus
Processor A96.2%Healthy
Processor B94.7%Healthy
Processor C91.3%Optimizing
The control layer

Payments shouldn't depend
on a single path.

paymentsq connects fragmented gateways, processors, acquirers, payment methods, and risk signals through one coordinated layer.

01

Route

Direct transactions with configurable logic across providers and MIDs.

02

Optimize

Turn live payment performance into better authorization outcomes.

03

Protect

Respond to outages, thresholds, capacity, and changing risk conditions.

04

Understand

See payment performance across the entire ecosystem in one view.

Orchestration

One integration.
Multiple payment paths.

paymentsq sits between your customer experience and the payment ecosystem, so payment strategy can evolve without rebuilding checkout.

  • Connect and manage multiple providers
  • Configure routing without checkout changes
  • Monitor every path from one operational view
Customer payment
paymentsqRules · Routing · Monitoring
Gateway AAcquirer A
Gateway BAcquirer B
Gateway CAcquirer C
Payment networks & alternative methodsConnected
Routing intelligence

Every payment does not need
to follow the same route.

Build rules around the signals that matter, then continually refine strategy with live payment and merchant performance.

Routing ruleActive
IFCard brandisVisa
ANDAuthorization SQis below90
THENRoute viahighest performer↗
Expected impact+2.1% authorization lift
Route with the full pictureMerchant or MIDPayment methodCard brandBIN / issuerTransaction amountGeographyProcessor availabilityAuthorization performanceCostVelocityRisk characteristicsMerchant capacity
Adaptive resiliency

Payments adapt when
the ecosystem changes.

When a processor degrades or a program approaches a threshold, paymentsq can rebalance traffic while the customer experience keeps moving.

Processor A degradation detectedAuto-adjusted
Live traffic allocation Orchestrating
Normal routing

A 60%B 25%C 15%

Adjusted route

A 10%B 55%C 35%

Payment continuity maintainedTraffic shifted in 1.8 seconds
99.99%
Built for connection

Between your application
and the payment ecosystem.

01
Your experience

Checkout · CRM · Subscription platform · Marketplace

02
paymentsq

API · Tokenization · Rules · Routing · Monitoring · Analytics

03
Payment ecosystem

Gateways · Processors · Acquirers · Networks · Alternative payments

The SQ ecosystem

Understand the merchant.
Control the payment.

quotasq turns merchant capacity, network standing, risk, and performance into intelligence. paymentsq turns that intelligence into payment action.

Explore quotasq
quotasqMerchant SQVisa SQMastercard SQRisk & capacity
paymentsqRoutingCapacityProcessor selectionPayment strategy
Ready to move smarter?

One payment layer.
Every path.

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